1) S-Corp & PTET Savings Calculator 2) RSU Withholding Gap & Double-Tax Calculator 3) IRS Notice 30-Day Triage Tool
Interactive CPA Tax Model · Zero Cost

S-Corporation & State PTET
Annual Tax Savings Calculator

Compare default LLC / Schedule C self-employment taxes against an S-Corporation structure with defensible Reasonable Compensation, Social Security OASDI wage cap coordination, and State Pass-Through Entity Tax (PTET) deductions.

Step 1 · Configure Your Business Profile

Adjust Your Profit & Income Inputs

$250,000
$60,000 $350,000 $750,000 $1,200,000
$0
$0 (Full-Time Founder) $176,100 (OASDI Cap) $500,000

PTET converts non-deductible personal state income taxes (capped at $10,000 by SALT) into a 100% deductible business expense under IRS Notice 2020-75.

Documented Fast Close AI Benchmark: $70,000/Yr Saved

For founders above $350,000 in profit, stacking an S-Corp election with State PTET, QBI W-2 optimization, and a Solo 401(k) / Cash Balance plan unlocks our highest tier of annual tax reduction. Read our S-Corp Pillar Guide →

Step 2 · Real-Time CPA Projection
Estimated Net Annual Tax Savings $16,960 5-Year Compounding Savings: $84,800
Baseline LLC Self-Employment Tax $27,892
Estimated Reasonable S-Corp Salary (W-2) $95,000
S-Corp FICA Payroll Tax on Salary $14,535
State PTET Federal Tax Deduction Savings (~3.2%) +$8,000
Est. Annual Compliance & Payroll Cost -$3,500

At $250,000 net profit, structuring an S-Corp with a $95,000 Reasonable Salary shields $155,000 of K-1 distributions from self-employment tax and unlocks entity-level State PTET deductions.

Book a $350 S-Corp Strategy Session →
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